Iradianty, Aldilla, and Bayu Rima Aditya. “Indonesian Student Perception in Digital Payment”. Jurnal Manajemen Bisnis 17, no. 4 (November 26, 2020): 518-530. Accessed April 16, 2024. https://journal.undiknas.ac.id/index.php/magister-manajemen/article/view/2713.